Parada Mortgage is an independent Veteran Company with trained professional licensed Loan Officers. We represent and provide you with the best advice for your mortgage needs
Parada Mortgage's primary expertise is locating and negotiating the best funding and rates for mortgage financing. Parada Mortgage loan officers originates, negotiates, and processes residential and commercial mortgage loans on behalf of clients.
Parada Mortgage Loan Officers work for you and not the banks!
Parada Mortgage works hard for YOU and NOT the banks!
We seek out the best lender to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds. Choosing the wrong mortgage can cost you thousands of extra dollars. Parada Mortgage Loan Officers are trained professionals who can help you save on your mortgage dollar.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many American homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
10 Reasons to use Parada Mortgage
Access to different lenders, banks, trust companies, investors and financial institutions.
Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
They are experts at matching you with the best-suited mortgage.
Get mortgage rates at wholesale
They work for YOU, not the bank.
Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
They only specialize in mortgages and are knowledgeable on current trends.
They increase competition in the market place, thus keeping rates low.
They save you time and money!
Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.
Other than rates, why should use Parada Mortgage ?
In addition to rates, because mortgage-based financing is our primary business, we have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a loan is funded at all.
There are also other several reasons why someone may choose to use Parada Mortgage when obtaining a home loan:
Access to a wider range of lenders: Parada Mortgage has access to a network of lenders and can provide you with a variety of loan options. This can be especially beneficial if you have unique financial circumstances or if you are having trouble finding a lender that will approve your loan application.
Expertise and guidance: Parada Mortgage are trained professionals who have expertise in the mortgage industry. They can help you navigate the loan process and provide guidance on the best loan options for your needs.
Time-saving: Parada Mortgage can save you time by doing the research and legwork for you. They can help you complete the necessary paperwork, and communicate with the lender on your behalf, saving you time and hassle.
Cost-effective: Parada Mortgage may be able to negotiate better rates and terms on your behalf, which can save you money over the life of your loan.
Personalized service: Parada Mortgage can provide personalized service and work with you to find the loan that best fits your financial goals and needs.
How does Parada Mortgage Find Superior Rates?
Interest rates are a concern to borrowers. Because of our daily contact with lenders, we know which program or product attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers like Parada Mortgage.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Parada Mortgage keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Parada Mortgage are among the best available at the time of placement.
Why should I go to Parada Mortgage first?
Our professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Parada Mortgage loan officers are trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call Parada Mortgage first!
How do Parada Mortgage Loan Officers get better deals than many other Banks?
The lenders who work with Parada Mortgage include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, Parada Mortgage often develops professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.