We will request documents only after you have completed a mortgage application. Before receiving the requested documents we may ask you to provide us with information that will help us to evaluate your potential application for a mortgage loan. 

The following documents may be requested to obtain new mortgage loan:

  • Past two (2) years W-2 statements

  • Pay Stubs covering the last (30) thirty days

  • Two most recent monthly bank statements

  • Last (2) years tax returns - all pages

  • Identification (drivers license, green card etc.) 

Also, the following documentation is also generally required.

For a refinance:

  • A copy of the last mortgage statement , and most recent tax bill with current homeowners insurance  

For a Purchase:

  • A signed purchase contract

  • Realtor contact information

  • Condo Association contact information. (if applicable)

For a VA Loan:

  • DD Form 214 (Long Form - Number 4)

If you are divorced:

  • A fully executed divorce decree (all pages)

If you are self employed, employed in sales, paid by commission,or own rental real estate:

  • Two (2) years signed personal tax returns - including all schedules

  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

Please contact us for a free, no-obligation consultation.

2875 South Ocean Boulevard,

Suite 200-23, Palm Beach,FL 33480

Phone:1-800-731-3024

Fax: 877-811-7216

We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your mortgage needs. 

 # NMLS:  1958539

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