We will request documents only after you have completed a mortgage application. Before receiving the requested documents we may ask you to provide us with information that will help us to evaluate your potential application for a mortgage loan. 

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The following documents may be requested to obtain new mortgage loan:

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• Past two (2) years W-2 statements

• Pay Stubs covering the last (30) thirty days

• Two most recent monthly bank statements

• Last (2) years tax returns - all pages

• Identification (drivers license, green card etc.) 

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Also, the following documentation is also generally required.

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For a refinance:

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• A copy of the last mortgage statement , and most recent tax bill with current homeowners insurance  

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For a Purchase:

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• A signed purchase contract

• Realtor contact information

• Condo Association contact information. (if applicable)

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For a VA Loan:

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• DD Form 214 (Long Form - Number 4)

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If you are divorced:

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• A fully executed divorce decree (all pages)

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If you are self employed, employed in sales, paid by commission,or own rental real estate:

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• Two (2) years signed personal tax returns - including all schedules

• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

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Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

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Please contact us for a free, no-obligation consultation.